Overview
Interest Rate works by aggregating central bank policy rate data from FRED (Federal Reserve Economic Data) for 22 major central banks including the Federal Reserve, European Central Bank, Bank of England, and more. Data is refreshed daily with historical data available back to 2000.
Endpoint
One host, one path per API. The block below shows this call in four languages; every one of them is the same HTTP request. Making requests covers the timeouts, retries and parameter rules that apply to all of them. The SDKs wrap the same call in a typed client.
curl "https://api.apiverve.com/v1/interestrate?country=US&date=2024-06" \
-H "x-api-key: your_api_key_here"const res = await fetch('https://api.apiverve.com/v1/interestrate?country=US&date=2024-06', {
headers: { 'x-api-key': 'your_api_key_here' },
});
if (!res.ok) throw new Error(`${res.status} ${await res.text()}`);
const { data } = await res.json();
console.log(data);import requests
res = requests.get(
"https://api.apiverve.com/v1/interestrate?country=US&date=2024-06",
headers={"x-api-key": "your_api_key_here"},
timeout=15,
)
res.raise_for_status()
print(res.json()["data"])package main
import (
"fmt"
"io"
"net/http"
)
func main() {
req, _ := http.NewRequest("GET", "https://api.apiverve.com/v1/interestrate?country=US&date=2024-06", nil)
req.Header.Set("x-api-key", "your_api_key_here")
res, err := http.DefaultClient.Do(req)
if err != nil {
panic(err)
}
defer res.Body.Close()
out, _ := io.ReadAll(res.Body)
fmt.Println(string(out))
}Replace your_api_key_here with the key from your dashboard. When the inputs arrive as a list rather than one at a time, batch requests run up to 200 of them through this same API in a single call.
Authentication
Send your key in the x-api-key header. That is the only auth step — there is no token exchange and no per-endpoint scope to configure. Authentication covers creating, rotating and revoking keys.
A 401 means the key is missing, invalid or expired. A 403 means the key is valid but not permitted here — blocked by a key restriction or an IP allow-list. Running out of credits is a 429.
Parameters
Sent in the query string. Premium parameters are accepted on every plan but only take effect on plans that include them.
| Parameter | Type | Description |
|---|---|---|
countryRequired | string | 2-letter country codeAUBRCACHCNCZDKEU+14length 2–2 |
dateOptionalPremium | string | Optional month in YYYY-MM format for a historical lookup. Omit for the current rate. |
Response
Every API returns the same three top-level keys, so one response handler covers your whole integration: status, error and data. Only data changes shape. Response format covers the envelope, the other output formats and how premium fields are withheld.
{
"status": "ok",
"error": null,
"data": {
"country": "US",
"countryName": "United States",
"centralBank": "Federal Reserve",
"rate": 4.5,
"date": "2026-02-05",
"lastUpdated": "2026-02-05T05:00:00.000Z",
"lastChanged": "2026-01-29",
"change": -0.25,
"changeDirection": "down",
"previousRate": 4.75
}
}Response fields
Paths are relative to data. Premium fields are absent rather than zeroed on plans that do not include them, so check for presence instead of comparing to 0.
| Field | Type | Example | Description |
|---|---|---|---|
country | string | "US" | Two-letter ISO country code for the nation |
countryName | string | "United States" | Full name of the country in English |
centralBank | string | "Federal Reserve" | Name of the central bank managing monetary policy |
rate | number | 4.5 | Central bank policy interest rate percentage for the requested period (current if no date) |
date | string | "2026-02-05" | Date when the rate data was recorded |
lastUpdated | string | "2026-02-05T05:00:00.000Z" | ISO timestamp of the last data refresh update (current lookups only) |
lastChangedPremium | string | "2026-01-29" | Date when the rate was last changed (current lookups only) |
changePremium | number | -0.25 | Size of the last rate change in percentage points (current lookups only) |
changeDirection | string | "down" | Direction of last change: up, down, or unchanged (current lookups only) |
previousRatePremium | number | 4.75 | Rate before the last change (current lookups only) |
Errors
Read the HTTP status first, then error for the specific reason. The body names the parameter that has to change. Error handling covers the full status list and which of them are worth retrying.
| Status | Meaning | What to do |
|---|---|---|
400 | Input was rejected | Read error; it names the parameter. |
401 | Key missing or invalid | Check the header name and the key value. |
403 | Key valid, but not permitted | A key restriction or IP allow-list; see key scoping. |
429 | Rate limited, or out of credits | Read error to tell them apart; see rate limits. |
Use cases
- Financial Analysis
- Use the Interest Rate API to track central bank policy rates for economic analysis and forecasting
- Currency Trading
- Monitor interest rate differentials between countries for forex trading strategies
- Investment Research
- Incorporate central bank rate data into investment research and fixed income analysis
- Economic Dashboards
- Build dashboards showing global monetary policy rates across major economies
Other ways to use Interest Rate
Set up Interest Rate on APIVerve, or reach the same source a different way. Your APIVerve account and credits work on all of them — one key, one balance.
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