Docs/APIs/Routing Number Lookup

Routing Number Lookup

Lookup Routing Number Bank

OperationalCredits 5 per callp50 1657msFinanceStar

Overview

Routing Number Lookup works by analyzing the routing number provided and looking up the information for USA Banks. It uses various sources to lookup the bank, location, and more based on the routing number and returns the routing number information.

Endpoint

One host, one path per API. The block below shows this call in four languages; every one of them is the same HTTP request. Making requests covers the timeouts, retries and parameter rules that apply to all of them. The SDKs wrap the same call in a typed client.

GEThttps://api.apiverve.com/v1/routinglookup
curl "https://api.apiverve.com/v1/routinglookup?routing=121000358" \
  -H "x-api-key: your_api_key_here"
const res = await fetch('https://api.apiverve.com/v1/routinglookup?routing=121000358', {
  headers: { 'x-api-key': 'your_api_key_here' },
});

if (!res.ok) throw new Error(`${res.status} ${await res.text()}`);

const { data } = await res.json();
console.log(data);
import requests

res = requests.get(
    "https://api.apiverve.com/v1/routinglookup?routing=121000358",
    headers={"x-api-key": "your_api_key_here"},
    timeout=15,
)
res.raise_for_status()

print(res.json()["data"])
package main

import (
	"fmt"
	"io"
	"net/http"
)

func main() {
	req, _ := http.NewRequest("GET", "https://api.apiverve.com/v1/routinglookup?routing=121000358", nil)
	req.Header.Set("x-api-key", "your_api_key_here")

	res, err := http.DefaultClient.Do(req)
	if err != nil {
		panic(err)
	}
	defer res.Body.Close()

	out, _ := io.ReadAll(res.Body)
	fmt.Println(string(out))
}

Replace your_api_key_here with the key from your dashboard. When the inputs arrive as a list rather than one at a time, batch requests run up to 200 of them through this same API in a single call.

Authentication

Send your key in the x-api-key header. That is the only auth step — there is no token exchange and no per-endpoint scope to configure. Authentication covers creating, rotating and revoking keys.

401 is the only auth verdict

A 401 means the key is missing, invalid or expired. A 403 means the key is valid but not permitted here — blocked by a key restriction or an IP allow-list. Running out of credits is a 429.

Parameters

Sent in the query string. Premium parameters are accepted on every plan but only take effect on plans that include them.

ParameterTypeDescription
routingRequiredstringThe routing number to lookup information about
length 9–9

Response

Every API returns the same three top-level keys, so one response handler covers your whole integration: status, error and data. Only data changes shape. Response format covers the envelope, the other output formats and how premium fields are withheld.

Sample response
{
  "status": "ok",
  "error": null,
  "data": {
    "routing_number": "121000358",
    "office_code": "O",
    "record_type_code": "1",
    "new_routing_number": "000000000",
    "bank": "BANK OF AMERICA, N.A.",
    "address": "8001 VILLA PARK DRIVE",
    "city": "HENRICO",
    "state": "VA",
    "zip": "23228",
    "zip_extension": "0000",
    "country": "US",
    "federal_reserve_district": "San Francisco",
    "routing_type": "primary",
    "is_valid_checksum": true,
    "routing_analysis": {
      "is_head_office": true,
      "is_branch": false,
      "is_federal_reserve_bank": false,
      "is_active": true,
      "replaced_by": null
    }
  }
}

Response fields

Paths are relative to data. Premium fields are absent rather than zeroed on plans that do not include them, so check for presence instead of comparing to 0.

FieldTypeExampleDescription
routing_numberstring"121000358"The ABA routing number for the bank
office_codePremiumstring"O"Office code designating the main office or branch location
record_type_codePremiumstring"1"Record type code indicating transaction type classification
new_routing_numberPremiumstring"000000000"New routing number if the bank has been updated
bankstring"BANK OF AMERICA, N.A."Name of the financial institution or bank
addressPremiumstring"8001 VILLA PARK DRIVE"Street address of the bank's main office location
cityPremiumstring"HENRICO"City where the bank is located
statestring"VA"Two-letter state abbreviation of bank location
zipPremiumstring"23228"Five-digit postal code of bank location
zip_extensionPremiumstring"0000"Four-digit ZIP code extension for more precise location
countrystring"US"Country code (ISO 3166-1 alpha-2 format)
federal_reserve_districtstring"San Francisco"Federal Reserve district (e.g. San Francisco) derived from the routing number's first two digits; null for government or traveler's-cheque prefixes
routing_typestring"primary"Routing category derived from the routing number prefix: primary, thrift, electronic, government, or travelers_cheque
is_valid_checksumbooleantrueWhether the routing number passes the ABA mod-10 checksum
routing_analysisPremiumobject{...}Plain-language interpretation of the FRB office and record-type codes: head office vs branch, whether it is a Federal Reserve Bank, active vs superseded, and the replacement routing number if the institution was reassigned
is_head_officePremiumbooleantrue
is_branchPremiumbooleanfalse
is_federal_reserve_bankPremiumbooleanfalse
is_activePremiumbooleantrue
replaced_byPremiumobjectnull

Errors

Read the HTTP status first, then error for the specific reason. The body names the parameter that has to change. Error handling covers the full status list and which of them are worth retrying.

StatusMeaningWhat to do
400Input was rejectedRead error; it names the parameter.
401Key missing or invalidCheck the header name and the key value.
403Key valid, but not permittedA key restriction or IP allow-list; see key scoping.
429Rate limited, or out of creditsRead error to tell them apart; see rate limits.

Other ways to use Routing Number Lookup

Set up Routing Number Lookup on APIVerve, or reach the same source a different way. Your APIVerve account and credits work on all of them — one key, one balance.

Give it to an AI agentConnect over MCP and your agent calls it as a native tool — Claude, Cursor, ChatGPT.VerveKitReference →
Use it in Google Sheets or ExcelA =VERVE() formula fills a column — no script, no export, recalculates in place.VerveSheetsReference →
Ground an agent on itA cited, machine-checkable fact your model can't produce on its own.VerveContextReference →

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