Card Validator

Overview

Card Validator works by validating the card number against the Luhn algorithm and the brand's prefix and length rules. It identifies the card scheme, extracts the BIN and last four digits, checks the number against a list of known published test cards, and returns a risk score summarizing how safe the number is to trust.

Endpoint

One host, one path per API. The block below shows this call in four languages; every one of them is the same HTTP request. Making requests covers the timeouts, retries and parameter rules that apply to all of them. The SDKs wrap the same call in a typed client.

curl "https://api.apiverve.com/v1/cardvalidator?number=4900264223817524" \
  -H "x-api-key: your_api_key_here"

const res = await fetch('https://api.apiverve.com/v1/cardvalidator?number=4900264223817524', {
  headers: { 'x-api-key': 'your_api_key_here' },
});

if (!res.ok) throw new Error(`${res.status} ${await res.text()}`);

const { data } = await res.json();
console.log(data);

import requests

res = requests.get(
    "https://api.apiverve.com/v1/cardvalidator?number=4900264223817524",
    headers={"x-api-key": "your_api_key_here"},
    timeout=15,
)
res.raise_for_status()

print(res.json()["data"])

package main

import (
	"fmt"
	"io"
	"net/http"
)

func main() {
	req, _ := http.NewRequest("GET", "https://api.apiverve.com/v1/cardvalidator?number=4900264223817524", nil)
	req.Header.Set("x-api-key", "your_api_key_here")

	res, err := http.DefaultClient.Do(req)
	if err != nil {
		panic(err)
	}
	defer res.Body.Close()

	out, _ := io.ReadAll(res.Body)
	fmt.Println(string(out))
}

Replace your_api_key_here with the key from your dashboard. When the inputs arrive as a list rather than one at a time, batch requests run up to 200 of them through this same API in a single call.

Authentication

Send your key in the x-api-key header. That is the only auth step — there is no token exchange and no per-endpoint scope to configure. Authentication covers creating, rotating and revoking keys.

Parameters

Sent in the query string. Premium parameters are accepted on every plan but only take effect on plans that include them.

Response

Every API returns the same three top-level keys, so one response handler covers your whole integration: status, error and data. Only data changes shape. Response format covers the envelope, the other output formats and how premium fields are withheld.

{
  "status": "ok",
  "error": null,
  "data": {
    "card": {
      "niceType": "Visa",
      "type": "visa",
      "patterns": [
        4
      ],
      "gaps": [
        4,
        8,
        12
      ],
      "lengths": [
        16,
        18,
        19
      ],
      "code": {
        "name": "CVV",
        "size": 3
      },
      "matchStrength": 1
    },
    "brand": "Visa",
    "cardNumber": "4900264223817524",
    "bin": "490026",
    "last4": "7524",
    "isValid": true,
    "isPotentiallyValid": true,
    "isTestCard": false,
    "riskScore": 0,
    "riskLevel": "low"
  }
}

Response fields

Paths are relative to data. Premium fields are absent rather than zeroed on plans that do not include them, so check for presence instead of comparing to 0.

Errors

Read the HTTP status first, then error for the specific reason. The body names the parameter that has to change. Error handling covers the full status list and which of them are worth retrying.

Use cases

Payment Processing

Use the Card Validator API to validate card numbers for payment processing. Use the data to verify card information and prevent fraudulent transactions

E-commerce Platforms

Validate card numbers by using the Card Validator API for e-commerce platforms. Use the data to ensure secure transactions, protect customer data, and comply with regulations

Financial Services

Secure financial services by using the Card Validator API to validate card numbers. Use the data to verify cardholder information, prevent identity theft, and enhance data security

Fraud Detection

Detect fraud by using the Card Validator API to validate card numbers. Use the data to identify suspicious activities, block fraudulent accounts, and protect against scams

Other ways to use Card Validator

Set up Card Validator on APIVerve, or reach the same source a different way. Your APIVerve account and credits work on all of them — one key, one balance.

Related

More in Data Validation: